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[OM] Re: OT American express

Subject: [OM] Re: OT American express
From: Chuck Norcutt <chucknorcutt@xxxxxxxxxxxxxxxx>
Date: Tue, 04 Nov 2008 11:32:50 -0500
But the credit has still been issued before he punches in the dollar 
limit.  The sequence is:  insert card, cards gets validated and credit 
amount locked on.  Only then does he select a gasoline grade and dollar 
limit if applicable.

Chuck Norcutt


John Hermanson wrote:
>  Except he's not filling the tank, he's specifically punched in $20 maximum. 
> Pump shuts off at $20.   Exxon takes $70. 
> 
> 
> John Hermanson, CPS Inc.
> 21 South Lane, Huntington NY 11743
> Olympus OM Service since 1977
> omtech1@xxxxxxxxxxx | www.zuiko.com
> 631-424-2121
> 
> Nov 4, 2008 08:39:45 AM, olympus@xxxxxxxxxx wrote:
> It happens at all gas stations, not just Exxon/Mobil. At the time your 
> card is accepted for purchase the size of the purchase is unknown so 
> they put a lock on the funds that *might* be required. It has certainly 
> not been unusual to spend $70 for a tank of gas recently. The same 
> thing happens on a smaller scale when you use a card at a restaurant. 
> The purchase is accepted by the card issuer before the final total is 
> known since you haven't yet added a tip. They lock the purchase price 
> plus some amount for a tip. It's all reasonable except for the part 
> about holding the funds for anything more than an hour. That's the part 
> that should be illegal.
> 
> Chuck Norcutt
> 
> John Hermanson wrote:
>> A weird story. A friend of mine lives in the Binghamton NY area and 
>> used to use his Paypal debit card for buying gas for his truck. Twice, 
>> Exxon/Mobil stations debited his card $70 for a $20 gas purchase! After 
>> spending an hour on the phone, Exxon explained they do it "just in case 
>> there are problems with paypal. Don't worry, you'll get the $50 back in 
>> a few days". No one else handled the card, he paid at the pump, this 
>> extra penalty must be built into their "firm"ware. He got his money 
>> back, but they had it for 10 days to do with as they wish. Sounds 
>> frickin' illegal, underhanded or something you'd expect an oil company 
>> would do in the '20s.
>> ___________________________________
>> John Hermanson | CPS, Inc.
>> 21 South Ln., Huntington NY 11743
>> 631-424-2121 | www.zuiko.com
>> Olympus OM Service since 1977
>> Gallery: www.zuiko.com/album/index.html
>>
>>
>> Chuck Norcutt wrote:
>>> It's probably happening all over the place. Anyone lending money these 
>>> days is taking steps to limit their exposure.
>>>
>>> Chuck Norcutt
>>>
>>> John Hermanson wrote:
>>>> Anyone here using American Express recently discover their credit limit 
>>>> has been cut way way back and AE won't explain why? AE used to the "no 
>>>> limits" cc.
>>>> ___________________________________
>>>> John Hermanson | CPS, Inc.
>>>> 21 South Ln., Huntington NY 11743
>>>> 631-424-2121 | www.zuiko.com
>>>> Olympus OM Service since 1977
>>>> Gallery: www.zuiko.com/album/index.html
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> 4:59 PM
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