This has happened to me twice before but, like Moose, I had no suspicion
of internet involvement. IIRC, the first incident was probably well
before internet fraud became widespread.
In the first case it was my wife who detected the false charges.
Although we had lived on the east coast of Florida prior to this
incident, at the time it happened we were living near Boston. We got
charges from the Fort Myers, Florida area for everything from diapers to
TV sets. I suspected an east coast restaurant waiter. In the second
incident Visa detected it and called me for verification. They must
have a pretty good idea of my purchase places and patterns to have done
that. Now when I go on a long trip I call my bank and tell them to
expect a lot of hotel/restaurant/gas bills from far away places.
Chuck Norcutt
Jim Nichols wrote:
> Moose,
>
> Nice to know I'm not alone. The way the charge was submitted to Visa made
> it appear to be a legitimate Internet website. Only one letter was changed
> in the name. I could find no legitimate site with the name given, but I did
> send a note to the legitimate site that had been spoofed. They said they
> appreciated the information.
>
> In my case, as soon as I determined that the charge was not genuine, they
> took action to cancel the card. I then went by the financial institution
> and signed forms to document the problem, so they could try to recover the
> funds.
>
> Jim Nichols
> Tullahoma, TN USA
> ----- Original Message -----
> From: "Moose" <olymoose@xxxxxxxxx>
> To: "Olympus Camera Discussion" <olympus@xxxxxxxxxxxxxxxxx>
> Sent: Tuesday, April 06, 2010 5:53 PM
> Subject: Re: [OM] Credit Card Fraud
>
>
>> On 4/6/2010 3:16 PM, Jim Nichols wrote:
>>> Just a heads-up. I received a call this morning from the card service
>>> agency that processes my Visa charges, asking me to review some recent
>>> charges to establish their legitimacy. They had noted a charge that
>>> raised a flag, but I don't know how they detected it.
>>>
>>> It turns out that, over the weekend, someone got my card number and made
>>> a fraudulent charge to the account, for the amount of $385.01. I suspect
>>> it resulted from my use of the card with internet merchants, though I
>>> also use it around town.
>>>
>>> I have canceled the card and initiated actions to remove the charge from
>>> my account. This is my first encounter with this type of thing, though I
>>> knew that it is not too uncommon.
>>>
>> I had a similar thing happen a few months ago. Because I had used that
>> particular card sparingly, I was able to track down where I used it in a
>> restaurant that almost certainly was where the number was taken. It was
>> certainly not the web. I told them where I thought it had happened.
>>
>> You cancelled the card? My bank had already frozen it and gave me no
>> choice (not that I wanted one), as soon as I confirmed that the charges
>> were fraudulent, canceling it and issuing a replacement immediately.
>>
>>> Keep an eye on those accounts!
>>>
>> In my case, the first charge was quite small, testing the waters, I
>> guess. The issuer was right on the second one within a few hours. Even
>> though I usually download transactions more often that I get statements,
>> they caught it long before I would have.
>>
>> They also sent me a form to sign, saying that the charges were
>> fraudulent, so they could take action against the perpetrator(s), if
>> they located him/her/them.
>>
>> A couple of images from that restaurant have been posted here; none of
>> the staff, though. :-)
>>
>> Moose
>> --
>> _________________________________________________________________
>> Options: http://lists.thomasclausen.net/mailman/listinfo/olympus
>> Archives: http://lists.thomasclausen.net/mailman/private/olympus/
>> Themed Olympus Photo Exhibition: http://www.tope.nl/
>>
>>
>
>
--
_________________________________________________________________
Options: http://lists.thomasclausen.net/mailman/listinfo/olympus
Archives: http://lists.thomasclausen.net/mailman/private/olympus/
Themed Olympus Photo Exhibition: http://www.tope.nl/
|